ELSS funds me invest karne se yeh ho sakte hai ye fayde

Income tax bachane ke liye log sochte rehte hai aise me income tax me exemption mil jaye aur investment bhi ho jaye aise scheme kaun invest Karna nahi chahega !

Generally PPF aur bank deposit me apko 8 to 10% interest milta hai lekin ELSS funds share market se connected hone ki wajah se yaha jyada return milne ke chances hai.

Ye ek aisa mutual fund hai Jaha invest ke sath sath tax me bhi saving kar sakte hai.

ELSS Funds

ELSS Funds Kya Hai ?

Equity-Linked savings scheme (ELSS) ko open-ended, diversified equity scheme ke name se jante hai. Jo mutual fund company ke through milta hai.

Iska matlab Equity Linked Saving Scheme ek diversified equity fund hai. Jo apne amount ka maximum part equity me invest karta hai.

Diversified ka matlab hua ki ye fund alag alag sector aur different size wale company me invest karta hai, kyunki investment alag alag sector me hoga to risk bhi bohat kum hoga aur fund manager apko accha return bhi dila sakta hai.

Income tax ke 10%, 20% aur 30% slab me aane vale har vyakti isme invest kar sakta hai. market se connected aur diversified hone ki vajah se sabhi ke liye yeh faydemand hai.

ELSS me aap SIP ke through invest kar sakte hai. SIP me aap 1000 Rs. jitni chhoti value invest kar sakte hai jo sidhe apke bank ke account se deduct ho jayegi. SIP apko regular investment karne ki habit provide karta hai aur isme risk bhi kum ho jata hai.

Benefit of ELSS Funds investment

  • Dusre tax saving option ki comparison me ye best hai kyunki yaha lock in period sirf 3 saal hai.
  • Iss par koi long term capital gain nahi lagta.
  • Yaha par aapko income tax section 80 C ke according tax nahi bharna padta.
  • Aap ko mil raha profit bhi tax free hota hai.

Ye scheme investment ka achhe return ke sath tax exemption deti hai isliye investment ke liye bohat achi hai. Iss topic se related aur koi question hai to aap comment box me puchh sakte hai.

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