Kaha Invest Kare: Gold ETF ya Physical Gold

Gold purchase karna hum Indians ki adat hai. Hum gold purchase karte hai shadi me, birthday me aur festival me aur kahi na kahi hum gold purchase ko investment mante hai kyunki hume pata hai ki aane vale time me gold ki kimat jyada hi hogi.

To aap sabhi ne gold physical form me hi purchase kiya hoga. Kya aap jante hai ki aap gold ETF bhi purchase kar sakte hai ? Kya hai ye gold ETF ? Gold ETF ya physical gold In dono me se kaha invest karna behtar hai ? ? ye sare saval ke javab aapko iss article me mil jayenge.

Gold ETF

Physical Gold

Physical gold me jyadatar log gold ke ornaments, shadi ya festival me kharidte hai par kya apko ye pata hai ki yaha gold ki price ke sath ornaments ke making charges bhi add hote hai aur jab aap isse sell karte hai to aapko gold ki price hi milti hai making charges nahi milte.

Jitni gold ki design complex hoti hai uske according making charges 5 to 20% tak lagte hai.

Gold ke ornaments kisi emergency ke alava hum bechte bhi nahi hai kyunki iske sath hamare emotion attach hote hai.

To iss tarah ornaments investment ke liye sahi option nahi hai par aap chahe to gold coin ya gold bar kharid sakte hai jis par koi making charges nahi lagta.

Gold ETF

Ye bilkul mutual fund kharidne jaisa hai jisse aap demat account se kharid ya bech sakte hai.

Mutual fund ki tarah aap gold ETF ke units kharid sakte hai jisme har ek unit ki price gold ki price se link hoti hai. Ye Investment ka surakshit aur easy tarika hai.

Aab apko done ke basic pata chal gaye hai to aab hum inn dono me konsa behta hai ye apko compare karke samjane ki koshih karte hai.

Physical Gold Vs Gold ETF

No assurance required for gold purity

Jab aap physical gold me invest karte hai to apko gold pure hai ya nahi ye verify karna padta hai. Aisa ho sakta hai ki seller apko kum pratishat gold ya unpure gold bech de.

Par gold ETF electronic form me hota hai to isliye apko isme purity verify nahi karni padti hai.

Safe investment

Gold physical form me chori ya kho jane ki chinta rehti hai iske liye aapko isse safe rakhne ke liye locker me rakhna padta hai jiske charges alag se lagte hai.

Gold ETF electronic form me hota hai isliye isme na to chori hona ka dar nahi khone ka.

Expense ratio

Physical gold me expense ratio 0% hai jab ki Gold ETF me expense ratio 1% hota hai.

Tax

Physical gold me apko wealth tax bhi pay karna padta hai aur gold ETF me koi wealth tax nahi lagta hai

Loan

Kyunki gold ek physical form me hai to aap isse girvi rakh kar iss par loan le sakte hai, ye facility gold ETF me nahi milti hai.

Charges

Physical gold ko aap locker ma rakhte hai to apko yaha par annually locker maintenance charges dena padta hai.

Gold ETF me aapko annual maintenance charges aur broker ko commission jo 0.25% se 0.75% tak hota hai wo dena padta hai.

To apne dekha ki in dono investment me apne advantages aur disadvantages hai. Agar aap purely investment purpose ke liye gold kharid rahe hai to gold ETF sahi option hai.

Iss article se related aur koi saval aap comment box me puchh sakte hai.

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